BW Vehicle Consulting

Personal Contract Hire

Personal Contract Hire (PCH) is a car lease that allows you to drive a new vehicle over an agreed period of time and mileage. This gives you cost-effective access to new vehicles and none of those large drops in value normally associated with owning a new vehicle outright.


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          200+ RANGE


      2p PER MILE   


As the name suggests Personal Contract Hire (also known as personal leasing) is simply contract hire but for individuals

Personal Contract Hire (PCH) is based on a fixed term contract where customers pay an agreed monthly charge for the use of a vehicle for a previously agreed period.


  • Flexible initial payment

  • Fixed term contract

  • Fixed mileage contract

  • Fixed cost motoring

  • Flexible profiles to suit you

  • You only pay for the use of the vehicle

  • At the end of your contract simply hand the vehicle back

  • Option of including maintenance with the contract

  • No depreciation or disposal risk

  • Road Fund Licence provided (vehicle excise duty paid) for duration of contract


  • Vehicle must be returned in a well maintained condition

  • Early termination can be expensive

  • You must have fully comprehensive vehicle insurance

  • You will never own the vehicle



  1. Choose Your Vehicle 

I can provide any variation of model and make & quote you for additional accessories as required

4. Order Sent

We will place the order with the dealer on your behalf. Ensuring you a smooth transaction 

2. Establish Credit Line

A credit line will need to be put in place before any orders can be placed

5. Signatures

Direct debit form and contract will need to be signed confirming the terms of arrangement

3. Place Order

Online, by post or by email, your order is acceptable with an authorised signature to confirm acceptance of the finance

6. Delivery

Delivered to you anywhere in the mainland United Kingdom 

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01284 544705  | | | Bury St Edmunds